chore: 建立本地稳定开发基线

backend/SKILLS_SNAPSHOT.md

@@ -1,4 +1,9 @@
 <available_skills>
+  <skill>
+    <name>collateral_verification</name>
+    <description>Explain asset, insurance and credit enhancement evidence and deterministic recovery checks.</description>
+    <location>./backend/skills/collateral_verification/SKILL.md</location>
+  </skill>
   <skill>
     <name>get_weather</name>
     <description>获取指定城市的实时天气信息</description>
@@ -9,4 +14,19 @@
     <description>使用 OpenWeather API 获取指定城市的实时天气信息</description>
     <location>./backend/skills/get_weather_open/SKILL.md</location>
   </skill>
+  <skill>
+    <name>report-evidence-drafting</name>
+    <description>Draft review-report sections from confirmed project snapshots, deterministic checks and evidence, with explicit missing information.</description>
+    <location>./backend/skills/report_evidence/SKILL.md</location>
+  </skill>
+  <skill>
+    <name>review_coordination</name>
+    <description>Prepare an evidence-based review coordination briefing from an authorized project snapshot.</description>
+    <location>./backend/skills/review_coordination/SKILL.md</location>
+  </skill>
+  <skill>
+    <name>risk-evidence-review</name>
+    <description>Review authorized peer data cards and human rules, then produce evidence-linked pre-submission suggestions for a customer manager.</description>
+    <location>./backend/skills/risk_evidence/SKILL.md</location>
+  </skill>
 </available_skills>