collateral_verification Explain asset, insurance and credit enhancement evidence and deterministic recovery checks. ./backend/skills/collateral_verification/SKILL.md financial-leasing-asset-review 核查租赁物适格性、真实性、权属、特定化、价值、保险和可处置性证据。 ./backend/skills/financial-leasing-asset-review/SKILL.md financial-leasing-guarantee-concentration 核查保证人和抵质押增信的有效性，并识别关联交易及客户、行业、区域、租赁物和合作机构集中度缺口。 ./backend/skills/financial-leasing-guarantee-concentration/SKILL.md financial-leasing-lessee-review 核查对公承租人的经营、财务、信用、还款来源及尽调证据是否足以支持送审。 ./backend/skills/financial-leasing-lessee-review/SKILL.md financial-leasing-review-report 对送审项目执行全链路独立复核，并形成事实、AI判断、人工决策和证据一一对应的评审报告候选稿。 ./backend/skills/financial-leasing-review-report/SKILL.md financial-leasing-sale-leaseback-review 针对售后回租核查原始权属、所有权转移、估值、融资需求和资金用途真实性。 ./backend/skills/financial-leasing-sale-leaseback-review/SKILL.md report-evidence-drafting Draft review-report sections from confirmed project snapshots, deterministic checks and evidence, with explicit missing information. ./backend/skills/report_evidence/SKILL.md review_coordination Prepare an evidence-based review coordination briefing from an authorized project snapshot. ./backend/skills/review_coordination/SKILL.md risk-evidence-review Review authorized peer data cards and human rules, then produce evidence-linked pre-submission suggestions for a customer manager. ./backend/skills/risk_evidence/SKILL.md